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Mortgage Calculators

Have an Amortization Schedule E-mailed to You!
Some people with older browsers or not enough RAM on their computers may have problems downloading a full amortization schedule. The schedule will be e-mailed to you for easy reading and printing. Just enter the parameters and a valid e-mail address, then double check your e-mail address! If you want an amortization schedule e-mailed for prepaying your current mortgage use the prepay form.
Have a Prepay Mortgage Schedule E-Mailed to You!
Some people with older browsers or not enough RAM on their computers have problems downloading a full amortization schedule.
Bi-weekly Mortgage Calculator
Calculate you mortgage bi-weekly.
Convertible Balloon Mortgage Calculator
These days 5/25 and 7/23 convertible balloon mortgages are becoming more popular since they provide lower rates than a conventional 30 year mortgage while still offering a fixed payment schedule for five or more years.
How Long Will Your Money Last?
Here is a new twist on the mortgage calculator. Specify how much you want to spend each month, an interest rate and a loan amount, and the computer tells you how long it will take you to pay it off.
Prepayment Mortgage Reduction
See how prepaying your mortgage reduces the length of your loan.
Mortgage Qualification Calculator
This calculator will approximate levels that lenders will expect in order to qualify for a specific home value.
How much house can you afford?
This calculator helps you determine how much house you can afford based on your annual income, monthly debt, cash in hand for down payment, property taxes, etc.
Mortgage Payment Table Calculator
Modified to output in HTML 3.0 Tables. Enter the values and this will generate a table of monthly payment options.
Rent or Buy?
Compare renting versus owning by entering your desired monthly payment and down payment.

Mortgage     Loan     Savings     Retirement     Investment     Back to Top

Loan Calculators

How Will Prepaying Change My Loan?
This calculator takes a principal amount, interest rate,normal term, and either a monthly payment or how long you want to pay. Use this calculator for credit cards and other non-amortized lines of credit that use simple compounding of interest.
How Much Does That Loan Really Cost? Version 1
Enter the interest rate of your loan, the points and costs, and the loan amount. It figures the rest.
How Much Does That Loan Really Cost? Version 2
Same as above but you enter the up front costs and it calculates the APR.
Defer Payment
Defer payment 60 or 90 days.
Simple Loan Payment Calculator
Enter the values and this calculator will figure the payment. The loan can be a mortgage, car loan, or any other simple interest amortization over a fixed term with fixed monthly payments.
How Much Does It Cost To Lease?
This calculator takes an MSRP, bargained discount (%), down payment, lease length and lending rate to calculate estimated lease payments.

Mortgage     Loan     Savings     Retirement     Investment     Back to Top

Savings Calculators

Simple Savings Calculator
A simple calculator that lets you start with an amount of money, add regular monthly deposits, and see how it grows.
Tuition Savings Calculator
Enter the current annual tuition of your favorite institution and what you think your average tuition inflation and investment return will be. Then enter the years until your children go to school, how much you have ready to invest, and how much you will contribute each year.

Mortgage     Loan     Savings     Retirement     Investment     Back to Top

Retirement Calculators

Roth vs. Traditional IRA Calculator
See which one is right for you.
Retirement Payout Calculator
This calculator takes an account balance and interest rate, and determines either how long you can withdraw a fixed amount of money from it, or how much you can withdraw over a fixed amount of time.
How Much to Retire?
Here is a new simple retirement calculator that figures how much you will need to provide a certain income for a set number of years.
IRA/401(k)/403(b) Retirement Calculation
Find out how much money you need to put away tax deferred to get a certain amount of money in the future, and how much you should expect to draw out of that money.
Future Value/Annuity Calculator
Find out how much you need to put away tax deferred to get a certain amount of money in the future, and how much you could expect to draw out of that money.
How Much Estate Tax Will You Pay?
Unless you use a trust, your life insurance proceeds are added to your estate and may get hit with the estate tax! See for yourself.

Mortgage     Loan     Savings     Retirement     Investment     Back to Top

Investment Calculators

Prepayment vs. Investment
Compare what would happen if you took one of two choices with some extra cash you have - prepaying your mortgage each month, or investing it instead.
Compound Interest Rate Calculation
This calculator takes the final amount you want to earn given an initial investment for a duration of time, and finds the required annual yield you would need to achieve that goal.
Nominal and Effective Interest Rates
Calculate what rates are necessary to achieve a desired future value amount given a present value amount and the time period over which to compound your investment.
How Wealthy Are You?
A calculator to see how you stand in terms of real wealth.
Annuity Contribution Calculation
Find out how much you need to put away tax deferred to get a certain amount of money in the future, and how much you could expect to draw out of that money.
What's Your Yield?
Enter your starting balance, ending balance, monthly contribution and number of years. This calculator will figure what monthly yield would be required.

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